Don't Leave Home Without Him: Bringing Your Pet to Campus

Posted by iGrad on Mar 10, 2017 7:00:00 PM

Generally, you wouldn’t think you could have pets on campus. But that’s changing, especially for students in family housing or undergrads who opt for animal-friendly dorms. If you’re returning to college for a graduate degree or just have a young family that you want to live on campus with, you may be able to bring your current pet.

Here’s what you need to know about bringing a pet to live with you on campus.

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Topics: college life, bringing your dog to college, living with your dog at college, can you have pets in college

How To Combat Cybercrime Schemes, Part 2 of 2

Posted by Andy Shank on Feb 21, 2017 7:00:00 PM

Now that I’ve cautioned you about a small sampling of the fraud schemes out there, what can you do to protect yourself? Unfortunately, there is no foolproof way to protect yourself from all scams. The bad guys are constantly coming up with new methods and they are very convincing. They practice their craft all day and they don’t play by any rules. The best you can do is make yourself less of a target than the person who isn’t making an effort to protect himself.

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Topics: How to prevent fraud, Cybercrimes, how to fight cybercrimes, tips to help against cybercrime

Avoid These Financial Traps - They May Be Hazardous to Your Wealth

Posted by Stephen Brennan on Feb 17, 2017 7:00:00 PM

Money. It's hard to get and easy to lose. It doesn't take long for the wealth you've accumulated to disappear if you don't manage your money well or have a plan to protect your assets from sudden calamity.

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Topics: Elements Wealth Management, What to do with unprotected assets, Financial traps to avoid

Valentine’s Day Ideas On A Budget

Posted by Michelle Payne on Feb 13, 2017 7:00:00 PM

How do I love thee? Let me count the ways.
- Elizabeth Barrett Browning

Here we are on the night before Valentine’s Day. I can picture many of you out there. Massive panic? Clueless despair? No worries. You've got this! And, trust me, counting the ways you love your Valentine and then declaring that love doesn't have to add up in dollars and cents.

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Topics: Tips, Saving Money, Last Minute, Valentine's Day

Cybercrime Schemes You Need To Know About, Part 1 of 2

Posted by Andy Shank on Feb 7, 2017 7:00:00 PM

From 2006 to 2015, nationally there was a 16.5% decrease in violent crime.  That’s great, right?  Absolutely. While traditional crime rates have largely decreased, cybercrime rates have increased exponentially. Why is this and what exactly is cybercrime?  Cybercrime has increased so drastically because there is no physical danger to the criminal.  Why rob a bank when you can get the same or better payoff stealing money over the internet?  And that’s cybercrime in a nutshell: any crime that uses a computer or the internet as its method of operation.”

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Topics: Fraud Schemes, FBI, How to protect yourself from cybercrime, Cybercrimes

How to Write a Scholarship Essay That Makes You Stand Out

Posted by iGrad on Feb 3, 2017 7:00:00 PM

It's time to start applying for scholarships and even if you or you're child is the most deserving recipient, it's going to be hard to stand out against all the other applicants vying for the award. You know they should give it to you.. you just need the committee to know that.

Here are some tips to help you create the perfect scholarship essay.

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Balancing Act: Saving for Both Retirement and College

Posted by Zach Schroer on Jan 27, 2017 7:00:00 PM

Linda and Peter are worried about their financial future. "We want our one-year-old son, Raymond, to go to college, but we're concerned that in 17 years, the cost might be more than we can afford," says Peter. "We also need to save for our retirement," adds Linda. "Can we reach both of these goals?"

Linda and Peter aren't alone. Millions of Americans are finding it a struggle to balance the high cost of higher education while saving for their own retirement. If you're one of them or would like to help someone faced with this situation, put your worries aside. Fortunately, there are steps you can take to help overcome this double-sided planning hurdle.

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Topics: College, Getting Ready for Retirement, Saving for Retirement and College, How to Save for retirement while having kids

Make Yourselves at Home with Elements at the Home Show

Posted by Michelle Payne on Jan 20, 2017 7:00:00 PM

For the second year, Elements Financial will have a presence at the highly popular Indianapolis Home Show. Our financial wellness experts will be there for the full ten days to meet and greet you in Booth #344 within the West Pavilion at the Indiana State Fairgrounds. And we’re here to prep you with all the knowledge you will need to visit us, if you reside in the Central Indiana area. 

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Topics: Remodeling a Home, Home Buying, Gardening, Indianapolis Home Show, Home Show

How I Bought a Home...With No Credit

Posted by Sarah Staller on Jan 13, 2017 7:00:00 PM

In the past I’ve shared all about my ‘teenager syndrome’ and how it has extended well past the age it should. This is a story of when that stubbornness actually paid off!

Growing up not far from New York City was both a blessing and a curse. I was just a 90-minute train ride to one of the best cities in the world, but also close enough to feel the financial pain of urban sprawl. The cost of living in my hometown was outrageous, making home ownership seem impossible to a recent college graduate.

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Topics: Building Credit, Credit Report, Home Ownership, Buying a Home, How to Buy a Home With Poor Credit

Do I Need A Will...Or Trust?

Posted by Kent Emswiller on Jan 10, 2017 7:00:00 PM

One of the milestones of adulthood is coming to grips with the thought that we will not always be here.  Usually, the next thought is “What will happen to my stuff?” Followed by (hopefully), “I guess I need to do some planning. Do I need a will or a trust?”

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Topics: Will or trust, What happens to my possessions when I die, Will, Trust with a lawyer, Estate Planning