I recently met my brand-new niece who lives several states away. At the time she was seven weeks old (and now almost 10) and her parents were, not surprisingly, sleep-deprived. At one point my sister and I discussed the sheer irony of the phrase “sleep like a baby” because new babies do not generally sleep soundly or consistently.
how to get a good night of sleep
Have you ever wondered why college graduates have difficulties with the transition into real life? They are not prepared to face the responsibilities that come with that stage of adulthood. If you spend your years at college studying and writing papers, you won’t be ready for a career even if you get the best grades.
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Ah, spring! It's the season of renewal, when we can count on longer and brighter days, the return of baseball and the urge to get the house in order.
That goes for many people's financial houses as well. Spring is a good time to comb through your personal finances and ensure that you're managing your budget, credit cards, investments and insurance in the best possible way. Here's how to get started.
Week of Spring Cleaning,
Many affluent professionals and business owners put estate planning on hold. Only the courts and lawyers stand to benefit from their procrastination. While inaction is the biggest estate planning error, several other major mistakes can occur. The following blunders can lead to major problems.
Elements Wealth Management,
How should I take action on estate planning
Monday will be the first day of Spring Break in my household, and I’ll predict it will take all of 30 minutes for The Battle of the Blondies to begin. I’m referring to my two daughters, ages almost 8 and almost 13, and they bicker – a lot. While this is to be expected from sisters almost five years apart, I never grow used to the shouting and swatting that takes place between them.
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Generally, you wouldn’t think you could have pets on campus. But that’s changing, especially for students in family housing or undergrads who opt for animal-friendly dorms. If you’re returning to college for a graduate degree or just have a young family that you want to live on campus with, you may be able to bring your current pet.
Here’s what you need to know about bringing a pet to live with you on campus.
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Now that I’ve cautioned you about a small sampling of the fraud schemes out there, what can you do to protect yourself? Unfortunately, there is no foolproof way to protect yourself from all scams. The bad guys are constantly coming up with new methods and they are very convincing. They practice their craft all day and they don’t play by any rules. The best you can do is make yourself less of a target than the person who isn’t making an effort to protect himself.
How to prevent fraud,
how to fight cybercrimes,
tips to help against cybercrime
Money. It's hard to get and easy to lose. It doesn't take long for the wealth you've accumulated to disappear if you don't manage your money well or have a plan to protect your assets from sudden calamity.
Elements Wealth Management,
What to do with unprotected assets,
Financial traps to avoid
How do I love thee? Let me count the ways.
- Elizabeth Barrett Browning
Here we are on the night before Valentine’s Day. I can picture many of you out there. Massive panic? Clueless despair? No worries. You've got this! And, trust me, counting the ways you love your Valentine and then declaring that love doesn't have to add up in dollars and cents.
From 2006 to 2015, nationally there was a 16.5% decrease in violent crime. That’s great, right? Absolutely. While traditional crime rates have largely decreased, cybercrime rates have increased exponentially. Why is this and what exactly is cybercrime? Cybercrime has increased so drastically because there is no physical danger to the criminal. Why rob a bank when you can get the same or better payoff stealing money over the internet? And that’s cybercrime in a nutshell: any crime that uses a computer or the internet as its method of operation.”
How to protect yourself from cybercrime,